Privacy Policy
Last Updated: 2024
1. Introduction and Scope
Welcome to Tekexmon. We are committed to protecting the privacy and security of your personal information. This Privacy Policy explains how we collect, use, and disclose personal data when you visit our website, which focuses on the mathematics of compound interest and long-term wealth accumulation.
Given our location in Quebec City, this policy is designed to comply with the Act respecting the protection of personal information in the private sector (Quebec), also known as Law 25 (formerly Bill 64), and the Personal Information Protection and Electronic Documents Act (PIPEDA) of Canada. For users accessing our site from the European Union, we also adhere to the General Data Protection Regulation (GDPR).
2. Data Controller (Operator)
The entity responsible for processing your personal data (the "Controller") is:
Tekexmon
Address: 825 Boulevard Lebourgneuf, Quebec City
Email: tekexmon@gmail.com
Phone: +1 (927) 696-4285
3. Categories of Data Collected
| Category | Specific Data Points | Purpose |
|---|---|---|
| Identity Data | Name, Surname (if provided via forms) | Personalization and communication |
| Contact Data | Email address, Phone number | Responding to inquiries, newsletters |
| Technical Data | IP address, Browser type, Device ID | Security monitoring and site optimization |
| Usage Data | Pages visited, time spent, clickstream | Analytics on compound interest interest |
4. Legal Basis for Processing
Under Quebec Law 25 and GDPR, we must have a valid legal basis to process your data. We rely on the following:
- Consent: You have given clear consent for us to process your personal data for a specific purpose (e.g., signing up for our wealth accumulation newsletter).
- Legitimate Interest: Processing is necessary for our legitimate interests, such as improving our financial calculators or securing our website, provided these interests do not override your fundamental rights.
- Legal Obligation: Processing is necessary for compliance with a legal obligation in Canada or Quebec.
5. Cookies and Tracking Technologies
We use cookies to enhance your experience and analyze traffic. Under Quebec law, we require your proactive consent for non-essential cookies.
| Cookie Type | Function | Duration |
|---|---|---|
| Essential | Core site functionality and security | Session |
| Analytical | Google Analytics (anonymized IP) | 12 Months |
| Marketing | Tailored financial content ads | 6 Months |
6. Data Retention and Storage
We retain your personal data only for as long as necessary to fulfill the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements. Data related to compound interest calculations provided via session forms is generally not stored permanently unless you choose to save your profile.
Your data may be stored on servers located outside of Quebec (e.g., elsewhere in Canada or the US). We ensure that such cross-border transfers are protected by appropriate safeguards as required by Law 25.
7. Your Rights (Law 25 & GDPR)
As a resident of Quebec or the EU, you have significant rights regarding your data:
Right to Access
Request a copy of the personal data we hold about you.
Right to De-indexation
Request that we stop disseminating your data or de-index links (Quebec Law 25 specific).
Right to Rectification
Correct inaccurate or incomplete data.
Right to Portability
Request transfer of your data to another service provider in a structured format.
8. Security Measures
Tekexmon implements robust technical and organizational measures to prevent unauthorized access, disclosure, modification, or destruction of your data. This includes SSL/TLS encryption, restricted access controls, and regular security audits. In the event of a "Confidentiality Incident" (data breach), we will notify the Commission d'accès à l'information (CAI) and affected individuals as required by Quebec law.
9. Third-Party Links
Our website may include links to third-party websites (e.g., financial institutions, tax authorities). Clicking on those links may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy statements.
Disclaimer: This Privacy Policy is a general template provided for informational purposes only. It does not constitute legal advice. Given the complexity of Law 25 in Quebec and international data regulations, we recommend consulting with a qualified legal professional to ensure full compliance for your specific situation.